BDC Financing — Working Capital Term Loan
Government of Canada, Business Development Bank of Canada
Overview
Get a loan to complement your line of credit and maintain your cashflow.
At a glance
| Categories | loan |
|---|---|
| Funding | Up to 100% of eligible costs |
| Status | Accepting applications |
| Region | ALL |
| Sectors | general |
Eligibility and requirements
Money Defer principal payments for up to 24 months Maximum 8-year term You Are a Canadian citizen or a permanent resident Have a registered business in operation for at least 24 months Have a good personal credit Use this to Purchase inventory, expand into new markets, or develop new products Protect your IP or pay suppliers upfront Launch a marketing campaign Train employees
How it works
Visit the program website to see if you're eligible. Fill out and complete the online application form. A BDC representative will contact you to discuss your eligibility and financing options.
How Mona Studio helps business owners use this program
BDC Financing — Working Capital Term Loan is one of many Canadian funding options listed in our grant finder. Mona Studio helps general teams translate program requirements into a practical workflow or AI adoption scope for leadership review, grant writers, and lenders. We summarize eligibility and funding here for discovery — confirm all details on the official program website before applying.
Similar funding opportunities
- Aboriginal Entrepreneurship Program — Access to Capital — National Aboriginal Capital Corporation Association (NACCA)
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- Baffin Business Development — Financial Assistance — Baffin Business Development Corporation
- BDC Capital — Growth Equity Partner — Government of Canada, Business Development Bank of Canada