BDC Financing — Start-up

Government of Canada, Business Development Bank of Canada

Overview

Get up to $150,000 in loans to help get your business off the ground, finance operations and replenish working capital spent on start-up costs, if you've been in business for at least a year.

At a glance

Categoriesloan
Funding$150,000
StatusAccepting applications
RegionALL
Sectorsgeneral

Eligibility and requirements

Money Maximum: $150,000 Defer principal payments for up to 12 months You Are a Canadian citizen or a permanent resident Have a registered business in operation for at least 12 months Have a good personal credit Use this to Purchase assets, pay start-up fees, or buy a franchise Invest in marketing, a website, or advisory services Replenish working capital depleted by start-up costs

How it works

Review the program website to make sure you’re eligible. Complete and submit the digital application. A BDC representative will reach out to discuss your eligibility and financing options.

How Mona Studio helps business owners use this program

BDC Financing — Start-up is one of many Canadian funding options listed in our grant finder. Mona Studio helps general teams translate program requirements into a practical workflow or AI adoption scope for leadership review, grant writers, and lenders. We summarize eligibility and funding here for discovery — confirm all details on the official program website before applying.

Similar funding opportunities

View interactive program page on Mona Studio